Apply the "if cloning from a local disk, physically copy repository
using hardlinks, unless otherwise told not to with --no-local"
optimization when url.*.insteadOf mechanism rewrites a "git clone
$URL" that refers to a repository over the network to a clone from
a local disk.
* mb/local-clone-after-applying-insteadof:
use local cloning if insteadOf makes a local URL